For IMOs, FMOs & Large Agencies

One Platform for Your Whole Organization, at Team Scale

Scoped roles, lead routing, agency compliance rules, commission tracking and audit exports in one platform, with the same rule-based screening and review queues on every agent's work. CoverAgent AI does not replace legal or compliance professionals.

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Built for Teams

What Multi-Agent Organizations Get

Multi-agent team management

Invite your team and give each person one of five roles: owner, admin, manager, compliance or agent. Access follows the role.

Manager views

Team performance views for leadership. Managers see the agents who report to them, not the whole agency. Team analytics and scorecards are in Beta.

Lead routing

Incoming leads go to an existing owner first, then through your routing rules, then round-robin. Leads that match nothing wait in a manual review queue.

Agency compliance overlays

Owners and admins can add up to 10 active overlay rules on top of the platform rules: your own flagged phrases, the decision to take and the disclosures to add. Overlays cannot weaken the rule against guaranteed-return claims.

Commission tracking

Record commission entries per agent and track payouts across the team.

Audit exports

Export the compliance review record as CSV or JSON, and export the combined AI and compliance audit trail for carrier or IMO reviews.

Producer readiness checks

Check whether a producer is ready to sell a product in a state from the license, line-of-authority, E&O and appointment records on file. Missing evidence never counts as ready.

Plans

Enterprise Plan and IUL Bundle

Enterprise

The IUL Illustration Engine, custom branding and white label (Beta), and the highest allowances for large agencies and IMOs.

$799/mo

15 seats (+$15/ea)

Everything in Agency
20,000 AI credits/mo
IUL Illustration Engine included
Custom branding / white label (Beta)
Unlimited SMS and website chat
250,000 emails/mo

Agency + IUL Bundle

Agency plan plus IUL Illustration Engine with unlimited reports.

$349/mo

+$20 per seat

For agencies that want the Agency plan's team, routing and commission tools together with IUL illustration analysis. The IUL engine screens for AG 49-A-aware guardrails; it does not certify illustrations and does not replace actuarial or compliance review.

Full plan comparison on the pricing page.

Onboarding

Getting Your Team Started

Guided onboarding

Guided onboarding: contact sales to plan your rollout.

Security review

Our Trust Center and AI governance pages cover our controls. For a DPA or a security questionnaire, say so in the form below.

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Tell Us About Your Organization

A few details help us bring the right people to the first call: your role, team size and the lines you write.