Annual billing saves 2 months free — and IUL Illustration Engine is now live. See plans →
The AI Platform Insurance Agents Trust

Sell More Policies.
Stay Compliant.
Grow Your Agency.

The AI-powered platform built exclusively for insurance agents — CRM, compliance, coaching, and growth automation in one governed system.

No credit card required
TCPA / HIPAA / GLBA compliant
Cancel any time
portal.coveragent.ai/dashboard
All systems live
Agency Dashboard
Compliance: Healthy
247
Active Leads
+12 today
89%
Close Rate
+4% MoM
$42K
Revenue MTD
+18%
94
AI Score
Top 5%
Lead Pipeline
New38
Qualified24
Quoted15
Application9
Issued6
Closed8
AI Next Actions
🔥Call Sarah M. — hot lead
📋Follow up: Johnson renewal
⚠️Review compliance flag
🎯Coaching: objection handling
TCPA Compliant
HIPAA Ready
GLBA Enforced
AG 49-A Certified
256-bit Encryption
Trusted by 500+ Insurance Agents
+30%
Close rates after AI coaching
5+ hrs
Saved per week on follow-up
$460+
In monthly tools replaced
40%
Faster new agent ramp
100%
AI outputs compliance-scanned
The Problem

You Became an Insurance Agent
to Help People. Not to Fight
Your Software.

Most agents are drowning in disconnected tools, compliance anxiety, and admin work. There's a better way.

Paying for 5 disconnected tools

CRM, email, scheduling, compliance, coaching — $460+/month for tools that don’t talk to each other.

Worried AI will get you in trouble

Generic AI has no compliance guardrails. One bad output could mean an E&O claim or regulatory action.

More time on admin than selling

Manual follow-up, spreadsheet tracking, and copy-pasting between tools steal hours from every week.

There's a better way. One platform, built for insurance.

How Compliance Works
1

Agent creates content or AI generates a response

2

Pre-execution validation checks against policy rules

3

Post-generation compliance scan (rule engine + LLM classifier)

4

Violations blocked — disclaimers auto-injected

5

Everything logged to immutable audit trail

Compliance Engine

Sleep Better.
Your AI Is Compliant.

The only AI platform where compliance is the foundation, not an afterthought. 22 modules enforce TCPA, GLBA, HIPAA, and AG 49-A rules across every AI output, communication, and client interaction.

22 compliance modules across 6 categories
Pre-execution + post-generation validation
Automatic disclaimer injection per state & product
Full audit trail — up to unlimited retention
Review queue with approval workflows
Learn About Our Compliance Engine
AI Copilot

Insurance Expertise,
On Demand

Not a ChatGPT wrapper. A compliance-first AI copilot trained on 3,000+ insurance product knowledge records. Every answer cites its sources. Every output is compliance-scanned before delivery.

Trained on insurance product knowledge (3,000+ records)
Compliance-scanned before delivery
Source citations on every answer
Knows your carriers, states, and products
Available across the entire portal
See the AI Copilot
AI Assistant
YouWhat are the suitability factors for recommending IUL to a 55-year-old client?
CoverAgent AIFor a 55-year-old client, key IUL suitability factors include: time horizon (minimum 10-15 years to benefit from cash value accumulation), risk tolerance (comfort with market-linked returns), income needs (whether supplemental retirement income is a goal)...
Sources:iul_suitability_factors✓ Compliance: Pass
AI Coaching Session
Module: Objection Handling
AI CoachYour client says: "IUL seems too complicated. I'd rather just get term life." How would you respond?
YouThat's a great question. Term life is excellent for pure protection. IUL adds a cash value component that...
AI Coach — FeedbackScore: 8/10. Good pivot to value rather than dismissing the concern. Consider adding a specific example of cash value growth over 20 years to make it concrete.
8/10
Score
12
Sessions
78%
Progress
AI Coaching

A Senior Mentor,
Available 24/7

No competitor has this. 15 training modules with AI roleplay, objection handling, and performance scoring. Your agents get better every day — without you being in the room.

+30% close rates after AI coaching
15 modules: compliance, sales, product, objections, closing
Live AI coach with insurance expertise
Session scoring and performance tracking
Workflow guidance: pre-sale → proposal → closing → follow-up
See How AI Coaching Works
IUL Illustration Engine

Explain IUL So Clients
Actually Understand

Upload any IUL illustration. Get an AG 49-A compliant analysis and client-ready explainer in minutes. No other platform can do this.

Upload carrier PDF → AI analysis → client report
AG 49-A compliance enforced automatically
Risk flag detection on every illustration
Advisor and client report variants
Compare carriers side-by-side
See the IUL Engine
IUL Illustration Analysis
UploadComplete

Pacific Life IUL Illustration — John Smith, Age 52

AI AnalysisComplete

Premium: $500/mo · Face Amount: $500,000 · Projected IRR: 5.2%

Risk Flags1 Flag

Loan rate assumption exceeds AG 49-A safe harbor — review recommended

Client ReportReady

AG 49-A compliant explainer generated — PDF ready for download

Click through each module to see how CoverAgent works — from lead management to compliance enforcement.

Explore the Platform

portal.coveragent.ai/dashboard
All systems live

Active Policies

142

+8%

Pipeline Value

$284K

+12%

Close Rate

34%

+5%

Compliance

98%

Pipeline This Month

Compliance

98%

Recent Activity

Policy #1847 issued for Sarah M.12m ago
Meeting with James K. at 2:00 PM1h ago
Compliance scan passed for IUL campaign2h ago

Know Your Business at a Glance

  • Real-time KPIs: policies, revenue, pipeline value
  • Compliance health indicator across all modules
  • AI coaching progress and team performance
  • Upcoming tasks, renewals, and appointments
See full platform
Getting Started

Up and Running in 3 Steps

No long implementation. No consultant required. Most agents are live the same day they sign up.

01

Configure Your Portal

Set up your licensed states, carriers, and products. Brand your lead pages. No developer needed — most agents are live within an hour.

02

Import Your Leads & Clients

Bring your data over from any CRM, spreadsheet, or tool. We provide free migration support to make the switch painless.

03

Start Selling with AI

AI coaching sharpens your pitch. Compliance-safe campaigns reach your leads. Automated follow-up runs 24/7. You focus on closing.

Success Stories

Agents Who Made
the Switch

Real results from insurance professionals who trust CoverAgent.

★★★★★
The IUL Explainer alone changed everything. I used to spend 45 minutes walking clients through illustrations. Now I upload the PDF, CoverAgent generates the visual summary, and I close in the first meeting.
SL
Sarah L.
Independent Life Agent
Higher IUL close rate
★★★★★
Team Management plus the AI Coaching system is a game changer. I can see exactly where each agent is struggling and assign targeted modules. New agents ramp significantly faster than before.
MD
Marcus D.
Agency Owner
Faster agent ramp time
★★★★★
The automated nurture sequences book appointments while I sleep. I wake up to a full calendar. I haven’t manually followed up on a lead in months.
JR
Jennifer R.
Health Insurance Specialist
Hours saved weekly on follow-up

Results vary based on product mix, market conditions, licensing, and individual effort. Testimonials reflect individual experiences.

Pricing

Start at $39/month.
Scale as You Grow.

No credit card required. Every plan includes a 7-day Pro trial. Annual billing saves 2 months.

Starter
1 seat
$39/mo

Solo agents getting started.

Start Free Trial
Core CRM & lead pipeline
1 branded funnel
75 AI chat queries/mo
Email communications
14-day audit logs
Most Popular
Pro
1 seat (+$25/ea)
$99/mo

Growing agents scaling operations.

Start Free Trial
Everything in Starter
Unlimited funnels & AI queries
AI coaching (10 sessions/mo)
Email + SMS campaigns
Automation builder
90-day audit logs
Agency
5 seats (+$25/ea)
$299/mo

Agencies managing teams.

Book a Demo
Everything in Pro
Unlimited coaching
Sales enablement & pitch builder
Client journey & health scoring
Voice + chat channels
365-day audit logs
Enterprise
15 seats (+$20/ea)
$799/mo

Large agencies & IMOs.

Talk to Sales
Everything in Agency
22-module compliance engine
IUL Illustration Engine
API access + SSO/SAML
White-label option
Unlimited audit logs
FAQ

Common Questions

Yes. Every feature — from pipeline stages (quoted, application, issued, closed) to compliance modules (TCPA, HIPAA, GLBA, AG 49-A) to AI coaching scenarios — is designed for how insurance agents work. This is not a generic CRM with an insurance template.

Every AI output passes through our 22-module compliance engine before it reaches your clients. The engine uses a combination of deterministic rules and an LLM classifier to catch violations. Non-compliant outputs are blocked or flagged for review. Required disclaimers are injected automatically. Everything is logged to an immutable audit trail.

Yes. We provide free migration support to help you import your leads, clients, and policies. Most agents are fully migrated within a day. We support imports from GoHighLevel, HubSpot, AgencyZoom, Salesforce, and CSV/Excel files.

A 7-day trial with Pro-level access. Full CRM, AI coaching (2 sessions), funnels, campaigns, and compliance scanning — everything except Enterprise-only features like the full compliance engine and IUL Illustration Engine.

Your data is encrypted at rest and in transit (256-bit TLS). Each tenant is fully isolated — your data never mixes with another agency’s. We never use your client data to train AI models. You own your data and can export it anytime.

No. Most agents are configured and live within an hour. No developer needed, no consultant required. The platform guides you through setup with an onboarding checklist that covers your licensed states, carriers, products, and first funnel.

Ready to Replace
5 Tools With One?

Join 500+ insurance agents who trust CoverAgent to sell more, stay compliant, and grow their agency.

7-day free trial · No credit card required · Cancel any time