Close More Life Insurance Policies With AI-Powered Sales Tools
IUL Illustration Engine, AI coaching, AG 49-A compliance enforcement, and client-ready presentations — built for life agents who sell complex products.
Life Insurance Is Complex.
Your Tools Shouldn't Make It Harder.
IUL is one of the most powerful products you sell — and one of the hardest to explain, present, and stay compliant with.
IUL illustrations are impossible to explain
Carrier PDFs are 30+ pages of projections, riders, and fine print. Clients glaze over. You lose the sale.
AG 49-A compliance is strict and complex
One non-compliant illustration or projection could trigger regulatory action. Manual compliance review is slow and error-prone.
Presentations take too long to prepare
Building client-ready comparisons across carriers takes hours. By the time you present, the prospect has gone cold.
No structured way to improve your IUL pitch
IUL suitability conversations are nuanced. Without practice and feedback, agents default to generic scripts that don’t close.
Turn IUL Complexity Into
Your Competitive Advantage
CoverAgent's IUL Illustration Engine, AI coaching, and compliance automation let you present complex products with confidence — and close faster.
Everything a Life Agent Needs
to Sell With Confidence
Upload a PDF, Get a Client-Ready Explainer
The IUL Illustration Engine analyzes any carrier PDF and generates an AG 49-A compliant summary your client can actually understand.
AG 49-A Enforced Automatically
Every illustration analysis, projection, and client report passes through compliance checks. Risk flags surface before you present.
AI Coaching for IUL Sales Mastery
Roleplay suitability conversations, practice objection handling, and get scored feedback on your IUL pitch. 15 modules total.
Ask Anything About Life Products
AI copilot trained on 3,000+ insurance knowledge records. Get compliance-checked answers about riders, suitability, and carrier specifics.
Compare Carriers Side by Side
Upload illustrations from multiple carriers and get a clear comparison of premiums, projections, riders, and risk flags.
Automated Follow-Up That Sells
Compliance-safe drip campaigns tailored to life insurance prospects. AI writes the content, compliance reviews it, automation delivers it.
“The IUL Explainer alone changed everything. I used to spend 45 minutes walking clients through illustrations. Now I upload the PDF, CoverAgent generates the visual summary, and I close in the first meeting. My IUL close rate is up 30%.”
Results vary based on product mix, market conditions, licensing, and individual effort.
Choose the Plan That Fits
Your Life Insurance Practice
Unlimited coaching, sales enablement, pitch builder, client journey scoring, voice + chat channels, 365-day audit logs.
Book a Demo22-module compliance engine, IUL Illustration Engine, API access, SSO/SAML, white-label option, unlimited audit logs.
Talk to SalesQuestions Life Agents Ask
Our compliance engine enforces AG 49-A rules automatically on every IUL illustration analysis. It checks loan rate assumptions against safe harbor thresholds, validates projection methodology, and flags any non-compliant elements before you present to a client. Disclaimers are injected automatically. Everything is logged to an immutable audit trail.
The IUL Illustration Engine accepts PDF illustrations from all major life carriers including Pacific Life, Transamerica, Nationwide, Lincoln Financial, Allianz, North American, and others. The AI extracts data from the carrier’s format automatically — no manual data entry.
You get two outputs: an advisor report (detailed analysis with risk flags, projection breakdowns, and compliance notes) and a client report (a visual, plain-language summary designed to be shared in meetings). Both are AG 49-A compliant and ready for immediate use.
The AI coaching module simulates realistic client conversations about IUL suitability. It presents you with objections like "IUL seems too complicated" or "Why not just get term?", scores your responses, and gives specific feedback on what to improve. Agents who complete coaching modules see an average 30% increase in close rates.
Stop Losing IUL Deals to
Complexity. Start Closing Them.
The only AI platform with a built-in IUL Illustration Engine, AG 49-A compliance enforcement, and AI coaching for life insurance sales.
7-day free trial · No credit card required · Cancel any time