Close More Life Insurance Policies With AI-Powered Sales Tools
IUL Illustration Engine, AI coaching, AG 49-A-aware guardrail screening, and client-ready presentations — built for life agents who sell complex products.
Life Insurance Is Complex.
Your Tools Shouldn't Make It Harder.
IUL is one of the most powerful products you sell — and one of the hardest to explain, present, and stay compliant with.
IUL illustrations are impossible to explain
Carrier PDFs are 30+ pages of projections, riders, and fine print. Clients glaze over. You lose the sale.
AG 49-A compliance is strict and complex
One non-compliant illustration or projection could trigger regulatory action. Manual compliance review is slow and error-prone.
Presentations take too long to prepare
Building client-ready comparisons across carriers takes hours. By the time you present, the prospect has gone cold.
No structured way to improve your IUL pitch
IUL suitability conversations are nuanced. Without practice and feedback, agents default to generic scripts that don’t close.
Turn IUL Complexity Into
Your Competitive Advantage
CoverAgent's IUL Illustration Engine, AI coaching, and compliance automation let you present complex products clearly and consistently.
Everything a Life Agent Needs
to Sell With Confidence
Upload a PDF, Get a Client-Ready Explainer
The IUL Illustration Engine analyzes a carrier illustration PDF and generates an AG 49-A-aware summary your client can actually understand.
AG 49-A Illustration Guardrails, Applied Automatically
Illustration analyses and client reports go through AG 49-A-aware checks: carrier attestation capture, prohibited-language screening, and required disclaimers. Risk flags surface before you present.
AI Coaching for IUL Sales Mastery
Roleplay suitability conversations, practice objection handling, and get scored feedback on your IUL pitch.
Ask Anything About Life Products
AI copilot grounded in a curated insurance knowledge library. Get compliance-screened answers about riders, suitability, and product concepts.
Multi-Illustration Review (Beta)
Upload illustrations from multiple carriers and review key extracted fields such as premiums, riders, and risk flags together. This view is in Beta.
Automated Follow-Up That Sells
Drip campaigns tailored to life insurance prospects. AI drafts the content, the compliance engine screens it, and the send gate checks consent, opt-outs, quiet hours, and frequency caps before delivery.
Choose the Plan That Fits
Your Life Insurance Practice
Unlimited coaching, sales enablement, pitch builder, client journey scoring, chat channels, 365-day audit logs.
Book a DemoFull compliance engine (21 knowledge domains), IUL Illustration Engine, white-label option (Beta), extended audit-log retention.
Talk to SalesQuestions Life Agents Ask
CoverAgent applies AG 49-A-aware guardrail screening on IUL illustration analysis: it captures the carrier's own AG 49-A attestation, checks illustrated rate vs cap and CoverAgent platform ceilings, screens narrative language, and flags findings for human review. Disclaimers are injected automatically and decisions are logged. CoverAgent does not certify AG 49-A rates, does not replace the carrier illustration or illustration actuary, and does not replace legal or compliance professionals.
The IUL Illustration Engine accepts carrier IUL illustration PDFs and extracts key figures automatically. Layouts vary by carrier, so always check extracted figures against the original illustration before presenting.
You get two outputs: an advisor report (detailed analysis with risk flags, illustrated-value breakdowns, and compliance notes) and a client report (a visual, plain-language summary designed to be shared in meetings). Both carry AG 49-A-aware screening and the required disclaimers; review them before sharing with a client.
The AI coaching module simulates realistic client conversations about IUL suitability. It presents you with objections like "IUL seems too complicated" or "Why not just get term?", scores each response, and closes the session with a breakdown against the scenario’s criteria so you can see which part of the conversation cost you.
Stop Losing IUL Deals to
Complexity. Start Closing Them.
An IUL Illustration Engine, AG 49-A-aware guardrail screening, and AI coaching for life insurance sales, in one platform.
7-day free trial · Cancel before day 8 and pay nothing