Close More Life Insurance Policies With AI-Powered Sales Tools
IUL Illustration Engine, AI coaching, AG 49-A compliance enforcement, and client-ready presentations — built for life agents who sell complex products.
Life Insurance Is Complex.
Your Tools Shouldn't Make It Harder.
IUL is one of the most powerful products you sell — and one of the hardest to explain, present, and stay compliant with.
IUL illustrations are impossible to explain
Carrier PDFs are 30+ pages of projections, riders, and fine print. Clients glaze over. You lose the sale.
AG 49-A compliance is strict and complex
One non-compliant illustration or projection could trigger regulatory action. Manual compliance review is slow and error-prone.
Presentations take too long to prepare
Building client-ready comparisons across carriers takes hours. By the time you present, the prospect has gone cold.
No structured way to improve your IUL pitch
IUL suitability conversations are nuanced. Without practice and feedback, agents default to generic scripts that don’t close.
Turn IUL Complexity Into
Your Competitive Advantage
CoverAgent's IUL Illustration Engine, AI coaching, and compliance automation let you present complex products with confidence — and close faster.
Everything a Life Agent Needs
to Sell With Confidence
Upload a PDF, Get a Client-Ready Explainer
The IUL Illustration Engine analyzes any carrier PDF and generates an AG 49-A-aware summary your client can actually understand.
AG 49-A Illustration Checks, Applied Automatically
Every illustration analysis, projection, and client report passes through compliance checks. Risk flags surface before you present.
AI Coaching for IUL Sales Mastery
Roleplay suitability conversations, practice objection handling, and get scored feedback on your IUL pitch.
Ask Anything About Life Products
AI copilot grounded in a curated insurance knowledge library. Get compliance-checked answers about riders, suitability, and carrier specifics.
Compare Carriers Side by Side
Upload illustrations from multiple carriers and get a clear comparison of premiums, projections, riders, and risk flags.
Automated Follow-Up That Sells
Compliance-safe drip campaigns tailored to life insurance prospects. AI writes the content, compliance reviews it, automation delivers it.
Choose the Plan That Fits
Your Life Insurance Practice
Unlimited coaching, sales enablement, pitch builder, client journey scoring, chat channels, 365-day audit logs.
Book a DemoFull compliance engine (21 knowledge domains), IUL Illustration Engine, API access with webhooks, white-label option, extended audit-log retention.
Talk to SalesQuestions Life Agents Ask
Our compliance engine applies AG 49-A-aware checks to every IUL illustration analysis. It captures the carrier's own AG 49-A attestation, screens the narrative for prohibited illustration language, and flags findings before you present to a client. Disclaimers are injected automatically. Everything is logged to an append-only audit trail. CoverAgent AI does not replace legal or compliance professionals.
The IUL Illustration Engine accepts PDF illustrations from all major life carriers including Pacific Life, Transamerica, Nationwide, Lincoln Financial, Allianz, North American, and others. The AI extracts data from the carrier’s format automatically — no manual data entry.
You get two outputs: an advisor report (detailed analysis with risk flags, projection breakdowns, and compliance notes) and a client report (a visual, plain-language summary designed to be shared in meetings). Both carry AG 49-A-aware screening and the required disclaimers, ready for immediate use.
The AI coaching module simulates realistic client conversations about IUL suitability. It presents you with objections like "IUL seems too complicated" or "Why not just get term?", scores each response, and closes the session with a breakdown against the scenario’s criteria so you can see which part of the conversation cost you.
Stop Losing IUL Deals to
Complexity. Start Closing Them.
The only AI platform with a built-in IUL Illustration Engine, AG 49-A compliance enforcement, and AI coaching for life insurance sales.
7-day free trial · No credit card required · Cancel any time